25 February 2023

To Boost Consumer Financing, BCA Syariah Participates in BCA Expoversary 2023

Jakarta – February 25, 2023, PT. Bank BCA Syariah (BCA Syariah) made its presence felt at BCA Expoversary 2023 by offering Sharia financing solutions for home, car, and gold ownership with low margins and installment certainty until the end of the financing period. On this occasion, BCA Syariah introduced a new feature, Take Over KPR iB financing, for a lighter installment solution. This was conveyed by Dwidadi Sugito, Head of the Consumer Retail Business Unit of PT Bank BCA Syariah, who provided information to the media during a talk show at the BCA Expoversary mini studio in ICE BSD City, Tangerang (2/25/2023).

The Take Over iB financing feature facilitates the transfer of home financing from any bank with installment certainty for up to 10 years based on Sharia principles. Dwidadi explained to the media, "We launched this feature to meet the needs of customers who want relief in home financing installments. As we know, the significant recent increase in interest rates has also affected mortgage interest rates. The advantage of financing through Islamic banks is the certainty of installments until fully paid."

In celebration of BCA's 66th anniversary, Bank BCA held BCA EXPOVERSARY 2023 both online from February 23 to 26, 2023, and offline at ICE BSD Tangerang, Banten. In this event, BCA also presented the "BCA Solutions" booth, showcasing products and services from all of BCA's subsidiaries.

"We see many advantages in Sharia consumer financing that can be utilized by the public, but not many understand it. Our presence at BCA Expoversary 2023 is part of educating the public to become more familiar with BCA Syariah's consumer financing products," added Dwidadi.

BCA Syariah has achieved significant growth in consumer financing, including KPR iB, KKB iB, and Emas iB. As of December 2022, BCA Syariah's consumer financing reached IDR 420 billion, showing a growth of 101.2%. The largest composition of consumer financing comes from KPR iB products, reaching IDR 315 billion. "By the end of this year, we target BCA Syariah's consumer financing to represent 10% of the total financing of BCA Syariah. To achieve this, our strategy will focus on increasing marketing synergy with the parent company and strengthening partnerships with developers, dealers, and expanding digital marketing for Murabahah Gold financing."

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About BCA Syariah

PT Bank BCA Syariah (BCA Syariah) is a subsidiary of PT Bank Central Asia Tbk., which commenced operations on April 5, 2010. As of December 2022, BCA Syariah's total assets reached IDR 12.7 trillion. The disbursement of BCA Syariah's financing reached IDR 7.6 trillion, while Third Party Funds (DPK) recorded IDR 9.5 trillion. BCA Syariah has 73 branch networks spread across the Greater Jakarta area (Jabodetabek), Surabaya, Semarang, Yogyakarta, Solo, Bandung, Bandar Lampung, Palembang, Medan, Banda Aceh, Bireuen, Lhokseumawe, Kediri, Malang, and Makassar, as well as 100 Islamic Services of Commercial Banks (LSBU) scattered across several BCA branches.

For further information, you can contact:

PT BANK BCA SYARIAH

Business & Communication Unit

Address: Jl. Jatinegara Timur no. 72, East Jakarta 13310

Phone: (021) 850-5030

Fax: (021) 850-9959

Email: bcas_humas@bcasyariah.co.id

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