Jakarta, August 16, 2024 – PT Bank BCA Syariah (BCA Syariah) is once again enlivening the BCA Expo with various sharia banking products and services. The BCA EXPO 2024 event is an exhibition activity that presents various consumer product offerings and banking solutions from BCA and its subsidiaries. This activity is held simultaneously from August 16-18, 2024 at ICE BSD Tangerang and Ciputra World Surabaya. To expand access to the public, BCA Expo 2024 is also held online and offline.

BCA Expo 2024 - President Director of BCA Syariah Yuli Melati Suryaningrum and Director of BCA Syariah Pranata, introduced BSya, the latest mobile banking application from BCA Syariah at the BCA Syariah booth at the BCA Expo 2024 at ICE BSD, Friday (16/04/24). BSya comes with increasingly complete features such as transfers to BCA Virtual Accounts, e-wallet top-ups and online Hajj pilgrimage fee deposits.

BCA Syariah offers easy solutions for KPR iB, KKB iB and Emas iB financing. These products are solutions for people who want financing for home ownership, vehicles and gold investment in accordance with sharia.

President Director of BCA Syariah, Yuli Melati Suryaningrum said, "The presence of BCA Syariah at BCA Expo 2024 complements the public's need for sharia financing which is currently increasingly in demand. This activity is the right medium to introduce and educate the public about the advantages of sharia banking products."

During the first semester of 2024, Consumer financing grew rapidly at BCA Syariah. The distribution of consumer financing grew positively by 91.0% annually (year on year/YoY) to reach IDR 1.1 trillion. The growth of public interest in Gold financing is increasing, reflected in the growth of gold financing of up to 114.5% YoY, followed by KPR iB which grew by 99.5% YoY. "We hope that this activity can also support the target contribution of consumer financing, which is 10-12% of the total financing portfolio at the end of 2024, Yuli added."

During the BCA Expo 2024, BCA Syariah presented an attractive promo #JadiMerdeka, namely a promo for various home ownership financing facilities (KPR iB), car financing (KKB iB) and gold investment financing (Emas iB).

KPR iB BCA Syariah is a home ownership financing facility based on a sale and purchase agreement (murabahah) for ready stock or indent houses through developers who have collaborated with BCA Syariah which provides certainty of installments up to 15 years with a competitive margin equivalent to 3.67%. KPR iB BCA Syariah also offers KPR iB Take Over and KPR iB Productive & Refinancing services which are presented to meet the consumer financing needs of customers with collateral in the form of a house or shophouse.

Not only that, in car ownership financing solutions, BCA Syariah provides an attractive offer, namely a margin equivalent to 3.79% with definite installments of up to 8 years. For customer investment needs, BCA Syariah also presents attractive offers including iB Gold financing with a sale and purchase agreement (murabahah) for ownership of Antam precious metals starting from 10 grams with definite installments starting from 1 year to 5 years.

Customers can invest in gold with installments starting from IDR 200 thousand per month with fast and easy approval (same day approval). Especially for customers who transact directly at the BCA Syariah booth, they will also get a Flazz BCA Syariah prize.

"BCA Syariah's participation in the BCA Expo is part of our efforts to improve sharia financial literacy and inclusion. Hopefully, at the BCA Expo 2024, BCA Syariah can increase public interest in using sharia banking products with various financing product promos that we offer," said Yuli.
BCA Syariah Introduces New Mobile Banking

At the BCA Expo 2024 this time, BCA Syariah also introduced BSya, the latest mobile banking application, with various features that can meet the financial transaction needs and worship needs of customers. Present more completely, BSya has the latest features, namely transfers to BCA Virtual Accounts, e-wallet top-ups, and Hajj pilgrimage fee deposits. In addition to providing banking transaction features such as online account opening, transfers, payments, purchases, cardless cash withdrawals, QRIS and e-branch cash withdrawals, Bsya also provides Islamic features to make it easier for customers to perform worship such as the direction of the Qibla, prayer schedules and online Hajj pilgrimage fee deposits.

BCA Syariah realizes the importance of continuing to innovate on digital channels to meet the growing needs of customer transactions. People who want to experience banking transactions with this latest mobile banking can get it by downloading Bsya via the Apple Store or Play Store.

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About PT Bank BCA Syariah
PT Bank BCA Syariah (BCA Syariah) is a subsidiary of PT Bank Central Asia Tbk., which began operating on April 5, 2010. As of June 2024, BCA Syariah's total assets have reached IDR 14.9 trillion, growing 11.4% compared to the same period the previous year (yoy). BCA Syariah's financing distribution was recorded at IDR 9.5 trillion, growing 20.9% yoy. Third Party Funds (TPF) reached IDR 11.2 trillion or increased by 11.9% yoy. BCA Syariah now has 76 branch networks spread across the Jabodetabek, Surabaya, Semarang, Bandung, Solo, Yogyakarta, Bandar Lampung, Medan, Palembang, Banda Aceh, Panakukkang, Malang, Kediri, Pasuruan, and Banyuwangi areas.

For further information please contact:
PT BANK BCA SYARIAH
Department of Economic, Social & Environmental Sustainability Management, Corporate Communications and Secretariat
Adress              : Jl. Jatinegara Timur no. 72 Jakarta Timur 13310
Phone               : (021) 850-5030 ext 1215/1216
Fax                    : (021) 850-9959
E-mail              : bcas_humas@bcasyariah.co.id