Jakarta, September 12, 2023 - PT Bank BCA Syariah (BCA Syariah), together with PT Indonesia Digital Identity (VIDA), presented the development of digital transactions in Sharia banking to journalists at the 'Media Gathering: Sharia Banks Realize a Reliable and Trusted Digital Ecosystem' event in Jakarta (12/9/2023). The presentation was conducted by BCA Syariah's Director of Information Technology, Lukman Hadiwijaya, and VIDA's Managing Director, Adrian Anwar.

BCA Syariah Achieves ISO 27001-2013 Certificate - BCA Syariah's Director of Information Technology, Lukman Hadiwijaya (Right), and President Director of BCA Syariah, Yuli Melati Suryaningrum, receive the ISO 27001:2013 certificate during the BCA Syariah media gathering (12/9/23).

Digital transactions in the banking industry, including Sharia banks in Indonesia, are continuously evolving. The presence of such technology significantly aids in reaching new customers and enhancing the penetration of Sharia financial services in Indonesia.

Bank Indonesia recorded the value of digital banking transactions in Indonesia as of July 2023 at IDR 5,035.37 trillion. This amount represents a 15.5% growth compared to the same period in 2022. Indonesia has become one of the Southeast Asian countries with a continuously growing digital transaction potential.

As part of the adaptive players in the Sharia banking industry, BCA Syariah strives to provide practical solutions for customers to facilitate financial transactions according to their needs and lifestyles.

In his presentation, Lukman Hadiwijaya stated, 'The number of transactions at BCA Syariah during the first semester of 2023 reached millions, with 63% of customer transactions conducted through mobile banking. This indicates that the ease of electronic banking transactions has become an absolute necessity for customers.'

Therefore, BCA Syariah consistently modernizes its digital services by developing various features that are increasingly accessible to customers.

'BCA Syariah acknowledges that one of the concerns in digital transformation is the security factor in transactions. We continuously ensure that the technology infrastructure at BCA Syariah meets the standardization that can guarantee the security and comfort of customers in using the features available on the BCA Syariah digital platform,' Lukman added.

One of the features developed by BCA Syariah is the online account opening through BCA Syariah Mobile. Through this platform, customers who wish to open an account can do so from anywhere, without having to visit branch offices.

Customers interested in opening an account at BCA Syariah can simply do so through the BCA Syariah Mobile application and fill in electronic data. All customer information recorded is guaranteed for confidentiality and security by BCA Syariah.

'With ongoing development and innovation, we hope to make it easier for the public to access BCA Syariah products through electronic banking channels. This is also BCA Syariah's commitment to support the growth of Sharia financial inclusion in the country,' Lukman said.

VIDA's Managing Director, Adrian Anwar, said, 'The development of digital technology in the financial sector is continuously evolving and makes it easier for financial industry players to reach new customers easily, quickly, and accurately. VIDA is present as a provider of digital identity services based on electronic certificates, providing a convenient digital identity service method for business and individual customers.'

He added, 'VIDA ensures that customer data in the financial industry is well protected, allowing customers to confidently carry out financial service activities through digital platforms. As an Electronic Certificate Provider (PSrE) under the Ministry of Communication and Information, VIDA provides secure and reliable electronic certificates and digital signatures to individuals and institutions to interact in the Indonesian digital ecosystem securely and reliably.'

'VIDA has conducted more than 1.8 million biometric verification and liveness detection processes, with a process rate of up to 10 transactions per second. Our products have been used by dozens of digital technology companies in various industries such as financial services, e-commerce, transportation, telecommunications, and healthcare,' concluded Adrian.

BCA Syariah Achieves ISO 27001-2013 Certification

In the same event, BCA Syariah held a ceremony for the handover of the ISO 27001:2013 certification, presented by the Director of PT TÜV SÜD Indonesia, Yuan Bambang Handayana, to BCA Syariah's Director, Lukman Hadiwijaya.

This certification is a strategic step for the company to ensure the security of information during the business process. Yuan Bambang Handayana stated, 'The implementation of ISO can provide added value and have a positive impact on BCA Syariah in carrying out operational and information security management.'

The ISO 27001:2013 certification obtained by BCA Syariah covers the scope of providing application program infrastructure API (Application Programming Interface) and Host to Host Network. With the acceptance of this certification, it signifies BCA Syariah's strong commitment to implementing Information Security Management Systems (ISMS) in accordance with the ISO/IEC 27001:2013 standard.

Lukman said, 'Amid the prevalence of cybercrime, data security is our top priority. With ISO 27001:2013 received by BCA Syariah, we hope to strengthen customer confidence in conducting transactions with BCA Syariah.'

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About PT Bank BCA Syariah

PT Bank BCA Syariah (BCA Syariah) is a subsidiary of PT Bank Central Asia Tbk., which began operating on April 5, 2010. As of June 2023, BCA Syariah's total assets have reached IDR 13.3 trillion, growing by 21.9% compared to the same period the previous year (YoY). BCA Syariah's financing distribution is recorded at IDR 7.8 trillion, growing by 11.4% YoY. Meanwhile, Third Party Funds (DPK) reached IDR 10 trillion, increasing by 26% YoY. BCA Syariah now has 75 branch networks spread across the Jabodetabek, Surabaya, Semarang, Bandung, Solo, Yogyakarta, Bandar Lampung, Medan, Palembang, Banda Aceh, Panakukkang, Malang, Kediri, Pasuruan, and Banyuwangi regions.

About PT Indonesia Digital Identity (VIDA)

PT Indonesia Digital Identity (VIDA), as an Electronic Certification Provider (PSrE) or Certification Authority (CA) registered under the Ministry of Communication and Information Technology of the Republic of Indonesia, is a trusted body with the authority to issue electronic certificates for digital signatures for both business and personal use. Established in 2018, VIDA provides digital identity services utilizing electronic certificates to offer digital signature services, transaction authentication, and verified identity services. VIDA implements world-class industry standards and data security, including Public Key Infrastructure, biometric face recognition, data security management, and transaction security over the internet as a comprehensive data security solution. Additionally, VIDA is registered as a Digital Financial Innovation (IKD) service provider - eKYC and Regtech clusters at OJK. VIDA's products and solutions can be adopted by various sectors and industries, including the financial services industry, to verify customers not only securely with electronic certificates but also quickly using biometric verification based on population databases, ensuring that identity verification is not only rapid but also secure.

VIDA's identity verification solution utilizes world-class technology and global security standards. Our fully verified digital identity services platform is equipped with Face Recognition and Liveness Detection. VIDA is the first PSrE in Indonesia certified by WebTrust for internet transaction security and has been ISO 27001 certified for global standards in data security management. VIDA's digital signatures are legally recognized in 40 countries and listed in the Adobe Approved Trust List. VIDA's products and solutions can be adopted by various sectors and industries to provide convenience and security for various Digital Identity needs. VIDA verifies and authenticates over 1.6 million identities every day in real-time web and mobile transactions to help the business ecosystem ensure compliance with Know Your Customer (KYC) and Anti Money Laundering (AML) regulations.

PT Bank BCA Syariah

Corporate Communication & Secretariat Department

Business & Communication Unit

Address: Jl. Jatinegara Timur no. 72 East Jakarta 13310

Phone: (021) 850-5030 ext 1215/1216

Email: bcas_humas@bcasyariah.co.id

Website: www.bcasyariah.co.id