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BCA Syariah is present at BCA EXPO 2023, offering a variety of competitive consumer financing products
Jakarta, September 8, 2023 - PT. Bank BCA Syariah (BCA Syariah) is participating in BCA EXPO 2023 held from September 8 to 10, 2023, at ICE BSD, Kab. Tangerang. BCA EXPO 2023 is also conducted online from September 8 to October 8, 2023.
Sharia Consumer Financing - BCA Syariah Director Pranata (Left) and President Director Yuli Melati Suryaningrum chat with customers during the online account opening at the BCA Syariah Booth, BCA Expo 2023, Tangerang, Banten (9/8/23)
In this edition of BCA EXPO 2023, BCA Syariah introduces various promotional consumer financing products, including BCA Syariah Home Ownership Financing (KPR iB), Sharia Car Ownership Financing (KKB iB), and Sharia Gold Financing (Emas iB). President Director of BCA Syariah, Yuli Melati Suryaningrum, said, "BCA Syariah's presence at BCA Expo is part of a joint marketing synergy between BCA and BCA Syariah to increase awareness and consumer financing distribution."
Until the first half of 2023, BCA Syariah's consumer financing has grown positively by 98.5% annually (YoY) or reached IDR 579 billion. Consumer financing has shown the fastest growth compared to other segments. The growth in consumer financing is supported by the increased KPR iB financing, which reached 150% YoY, and Emas iB, which grew by 64.7% YoY.
BCA Syariah offers a series of attractive promos, including the #JadiPasti promo, which provides financing facilities for home ownership based on murabahah (buy and sell) agreements for ready stock or pre-ordered houses through developers in collaboration with BCA Syariah. This promo ensures installment certainty for up to 10 years with a competitive margin equivalent to 7.25%. BCA Syariah's KPR iB also provides services such as KPR iB Take Over and KPR iB Refinancing to meet the consumer financing needs with guarantees of residential or shop houses.
"Installment certainty is one of the advantages of our KPR iB financing. With the improving economic conditions and increasing purchasing power of the community, we hope that BCA Syariah's presence at BCA EXPO can be a financing solution for homes, cars, and gold investments in accordance with Sharia principles," added Yuli.
Not only that, BCA Syariah offers Sharia vehicle financing, KKB iB, with installment certainty for up to 8 years with a flexible margin ranging from 3.13% to 4.13%. For customer investment needs, BCA Syariah provides Gold Financing (Emas iB) with murabahah agreements for ownership of Antam precious metals starting from 10 grams with certain installments from 1 to 5 years. Customers can invest in precious metals with installments starting from IDR 100,000.
"Emas iB financing is a unique product from the Sharia Bank that is not owned by conventional banks. Our presence at BCA Expo 2023 is also part of our efforts to educate the advantages of Sharia banking products that are equally competitive with other banking products," said Yuli.
About PT Bank BCA Syariah
PT Bank BCA Syariah (BCA Syariah) is a subsidiary of PT Bank Central Asia Tbk., which started operating on April 5, 2010. As of June 2023, BCA Syariah's total assets have reached IDR 13.3 trillion, growing by 21.9% compared to the same period the previous year (YoY). BCA Syariah's financing distribution is recorded at IDR 7.8 trillion, growing by 11.4% YoY. Meanwhile, Third-Party Funds (DPK) reached IDR 10 trillion, increasing by 26% YoY. BCA Syariah now has 75 branch networks spread across Jabodetabek, Surabaya, Semarang, Bandung, Solo, Yogyakarta, Bandar Lampung, Medan, Palembang, Banda Aceh, Panakukkang, Malang, Kediri, Pasuruan, and Banyuwangi.
PT BANK BCA SYARIAH
Corporate Communication & Secretariat Department
Business & Communication Unit
Address: Jl. Jatinegara Timur no. 72 East Jakarta 13310
Phone: (021) 850-5030 ext 1215/1216
Email: bcas_humas@bcasyariah.co.id
Website: www.bcasyariah.co.id
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