26 October 2023

BCA Syariah Introduces Sharia Financing Products to the Community in Yogyakarta

Yogyakarta, October 26, 2023 - PT Bank BCA Syariah (BCA Syariah) is present to introduce a variety of Sharia savings and financing products to the community in Yogyakarta at the Financial Expo (Fin Expo) 2023 held from October 26 to 29, 2023, at Pakuwon Mall Yogyakarta.

The Head of BCA Syariah Yogyakarta Branch, Dian Sukmawati (Left), educates customers about Sharia banking products at Fin Expo, October 26, 2023.

Fin Expo 2023 is a financial product exhibition event that is the culmination of the Financial Inclusion Month as one of the annual activities organized by the Financial Services Authority (OJK) in collaboration with the financial industry to increase literacy and encourage public inclusion in financial products. BCA Syariah's participation is a form of support for the goals of OJK activities, especially to increase understanding and usage of Sharia banking products.

The Head of BCA Syariah Yogyakarta Branch, Dian Sukmawati, said, 'At Fin Expo 2023, BCA Syariah presents various solutions for Sharia banking needs for the community, with the advantages of ease and convenience of transactions supported by reliable electronic channels such as Mobile and Internet Banking and the widespread network of BCA ATMs and EDCs.'

BCA Syariah actively supports the Financial Inclusion Month 2023 by conducting a series of educational activities to increase public literacy. Until September 2023, BCA Syariah has implemented no less than 31 Sharia banking education activities with a total of 6,500 participants, consisting of students, students, journalists, and SME players.

In this 4-day exhibition, BCA Syariah presents various flagship products, including Tahapan iB savings products, Tahapan Rencana iB, and hajj and umrah savings products, namely Tahapan Mabrur iB. As for financing needs, BCA Syariah introduces various consumer financing promos, namely KPR iB, KKB iB, and Emas iB.

KPR iB is a housing ownership financing facility based on a buy-and-sell contract (murabahah) for ready stock or indent houses through developers who have collaborated with BCA Syariah with a term of up to 30 years. At Fin Expo 2023, BCA Syariah offers installment certainty for up to 10 years with a competitive margin equivalent to 7.25% effective per year. Also available are KPR iB Take Over and Refinancing financing features, a new feature to meet consumptive financing needs with the guarantee of residential or shop houses.

BCA Syariah also presents a four-wheeled vehicle financing solution, namely KKB iB, with installment certainty for up to 8 years for new cars and 6 years for used cars. On this occasion, KKB iB is offered with a flexible margin promo ranging from 3.13% to 4.13% flat per year.

In addition, for investment needs, BCA Syariah introduces the Emas iB financing product, which is financing for the ownership of Antam precious metals starting from 10 grams with a fixed installment from 1 to 5 years. At Fin Expo 2023, BCA Syariah can serve on-the-spot agreements for Emas iB financing. 'We want to provide good customer experience for customers. Customers don't need to bother coming to BCA Syariah branches to apply for Emas iB financing. At the BCA Syariah booth, we can directly serve the financing process up to the agreement here,' said Dian.

'The advantage of Sharia financing is the certainty of installments and longer terms. Therefore, Sharia financing is very suitable for the younger generation. The certainty of installments until the end of the financing period can provide comfort and flexibility for customers for future financial planning,' added Dian.

Positive Growth of BCA Syariah in Yogyakarta

BCA Syariah Yogyakarta Branch continues to show positive growth. Recorded until September 2023, its assets grew by 73.9% annually, reaching IDR 122 billion. Asset growth was driven by an increase in financing amounting to IDR 120 billion, growing by 176% compared to the same period last year. The level of customer trust to place funds is reflected in the growth of Third-Party Funds, reaching IDR 101 billion, or growing by 58% compared to September 2022. Education and literacy regarding BCA Syariah's products and services will continue to be conducted to encourage the growth of Third-Party Funds until the end of this year.

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PT BANK BCA SYARIAH

Communication & Company Secretariat Department

Business & Communication Task Force

Address: Jl. Jatinegara Timur no. 72 East Jakarta 13310

Phone: (021) 850-5030 ext 1215/1216

Fax: (021) 850-9959

Email: bcas_humas@bcasyariah.co.id

Website: www.bcasyariah.co.id

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