08 March 2025

BCA Syariah increases sharia financial literacy and inclusion for women

Jakarta, March 8, 2025 - PT Bank BCA Syariah (BCA Syariah) supports Women Festive to increase literacy and inclusion of sharia products and services held at Balai Kartini, Jakarta (8-9/3).  Held in conjunction with the commemoration of International Women's Day which is celebrated every March 8, BCA Syariah presents various activities that combine elements of Islamic studies to meet the spiritual and financial needs of women and young mothers.

Women Festive is an Islamic study activity specifically aimed at women. This activity targets 4000 visitors with the age of 20 to 45 years with.  In this event, Women Festive raised the theme "Soulful Ramadan".

For two days, this activity invited well-known female preachers (ustadzah) to share knowledge and answer problems experienced by women such as mental health, family, career and others. Among them: Mamah Dedeh, Elly Risman Musa, dr. Aisyah Dahlan, Ummu Khadijah Peggy and others.

President Director of BCA Syariah Yuli Melati Suryaningrum said, "BCA Syariah supports women's empowerment. To become an empowered woman, women need to have a financial understanding so that they can manage finances well for themselves and their families. This activity is a very good community for women to get a support system among women so that they can share and strengthen each other. We also hope that this activity can increase participants' awareness of the support that BCA Syariah can provide through our superior Islamic banking products and services."

The Financial Services Authority (OJK) and the Central Statistics Agency (BPS) reported the results of the 2024 National Survey on Financial Literacy and Inclusion (SNLIK). The results of the survey said that the sharia financial literacy index of women is higher than that of men in 2023. The Islamic financial literacy index for women was recorded at 40.45 percent, while for men it was lower at 37.78 percent. Meanwhile, the Islamic financial inclusion index for women was recorded at 13.31 percent and for men at 12.4%.

Women Festive is the right event to foster the inclusion of Islamic banking products, especially for women. In the Women Festive, BCA Syariah presents online account opening through  BSya's new mobile banking service with more complete features to increase the convenience and convenience of customer transactions.

BSya's flagship features include transfers to BCA Virtual Accounts, e-wallet top-ups, and gold financing openings. In addition to providing banking transaction features such as online account opening, transfer, payment, purchase, cash withdrawal at BCA ATMs and payment through QRIS, Bsya also provides Islamic features to make it easier for customers to carry out worship such as online Hajj fee deposits, Qibla directions and prayer schedules. The latest from BSya, now customers can invest in gold by applying for gold murabahah financing online.

Other advantages of BSya are free of charge for cardless cash transfer and withdrawal facilities at BCA ATMs, free administration fees for savings options with non-bonus wadiah contracts, free top up fees  for FLAZZ and loyalty programs in the form of free BI-Fast transfer fees and virtual accounts.

Improving digital services through BSya mobile banking is one of the company's strategies to increase customer growth and obtain low-cost funds. Customer confidence in placing funds in BCA Syariah is reflected in the growth of low-cost funds as of December 2024 of 19.4% compared to the previous year (YoY) reaching IDR 4.9 trillion or reaching 37.8% of the total third-party funds recorded at IDR 13 trillion. "Improving mobile banking services is still BCA Syariah's strategy to encourage the growth of low-cost funds. This year we are targeting deposit growth to reach 10-12% in 2025," Yuli added.

About PT Bank BCA Syariah

PT Bank BCA Syariah (BCA Syariah) is a subsidiary of PT Bank Central Asia Tbk., which began operating as a Sharia Commercial Bank on April 5, 2010. As of December 2024, BCA Syariah's total assets have reached IDR 16.6 trillion, growing 15% compared to the same period the previous year (yoy). BCA Syariah financing disbursement was recorded at Rp10.7 trillion, growing 19% yoy. Third Party Funds (DPK) reached IDR 13.3 trillion or increased by 20% yoy. BCA Syariah now has a network of 76 branches spread across Greater Jakarta, Medan, Semarang, Bandung, Solo, Yogyakarta, Bandar Lampung, Palembang, Banda Aceh, Panakukkang, Malang, Kediri, Pasuruan, and Banyuwangi.

 PT BANK BCA SYARIAH  

Departemen Keberlanjutan ESL, Komunikasi Korporasi dan Kesekretariatan
Alamat : Jl. Jatinegara Timur no. 72 Jakarta Timur 13310
Telepon : (021) 850-5030 
Fax  : (021) 850-9959
E-mail : bcas_humas@bcasyariah.co.id  

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