07 October 2024

BCA Syariah Holds Educational Activities, Smart Gold Investment

Jakarta, October 7, 2024 - Amidst economic uncertainty and global volatility, gold continues to shine as a relatively safe and stable investment option for investors. Gold has long been considered a safe-haven asset, offering protection against inflation and currency fluctuations.

Realizing the appeal of this precious metal to the public, BCA Syariah held a media gathering event entitled "Smart Gold Investment" in Jakarta, on Monday, October 7, 2024. This event presented BCA Syariah Director Pranata and Financial Planner Aliyah Natasya as speakers who shared information about gold as a safe investment product amidst global uncertainty.

BCA Syariah Director Pranata and Financial Planner Aliyah Natasya explained the reasons why gold is a safe and profitable investment instrument at the Smart Gold Investment media gathering event on (7/10/2024), Jakarta.

Based on data from Goldprice.org, the change in gold prices in the last ten years has reached more than 110%. Gold is also a liquid asset because it can be quickly liquidated in the form of cash when needed in urgent conditions.

Aliyah said in her presentation, "The young generation must be investment literate to gain financial security in the future. In the midst of geopolitical turmoil that affects current economic conditions, people need to understand the right choice of instruments for investment. Gold is one of the right choices because it is relatively safe, liquid and profitable in the medium and long term".

On that occasion, BCA Syariah conveyed information about the benefits and advantages of the Murabahah Emas iB (Emas iB) financing product to the journalists present. iB Gold Financing is a financing product from BCA Syariah for ownership of precious metals (gold) with sharia principles using the murabahah (sale and purchase) contract.

BCA Syariah Director Pranata said, "Today's young generation expects easy, fast and profitable investments. In addition to the very easy financing application process, the advantages of our gold financing include certainty of grammage and installments until the end of the financing with a term that can be adjusted to the customer's ability".

In August 2024, BCA Syariah managed to record positive growth for consumer financing reaching 89.1%. iB Gold Financing as one of BCA Syariah's consumer products managed to achieve the highest growth reaching 210.8% compared to the same period the previous year. This achievement also reflects the increasing public interest in investing through gold financing at BCA Syariah.

When viewed from customer segmentation, 42% of financing customers are millennials with a financing ticket size of IDR 21 million and the most popular financing term is 1 year.

Ease and convenience of service are priorities for BCA Syariah. Emas iB Financing is equipped with easy financing application with on-site contract service for financing applications outside branches. Currently, BCA Syariah is also developing online Emas iB financing applications through the latest mobile banking, namely BSya (bi-sya) by BCA Syariah.

"Through Emas iB financing, we want to increase public access to investment products in Islamic banks while helping to secure their financial future while still adhering to Islamic principles," Pranata added.

Along with this event, BCA Syariah announced the implementation of the BCA Syariah Journalists Writing Competition #2. This activity, which is a journalistic writing competition, is one of BCA Syariah's efforts to increase literacy regarding Islamic banking products and services to the public through quality news.

This time, the BCA Syariah Journalists Writing Competition #2 carries the theme Emas, a Safe and Profitable Investment Option. "BCA Syariah Journalists Writing Competition #2 is a form of our active participation in improving sharia financial literacy in order to support the implementation of Financial Inclusion Month. By raising the theme of gold investment, we hope that more people will be educated about gold investment in sharia banks through news from fellow journalists," said Pranata.

About PT Bank BCA Syariah

PT Bank BCA Syariah (BCA Syariah) is a subsidiary of PT Bank Central Asia Tbk., which began operating on April 5, 2010. As of August 2024, BCA Syariah's total assets have reached IDR 14.3 trillion, growing 8.7% compared to the same period the previous year (yoy). BCA Syariah's financing distribution was recorded at IDR 10.0 trillion, growing 30.4% yoy. Third Party Funds (TPF) reached IDR 10.9 trillion or increased by 9.2% yoy. BCA Syariah now has 76 branch networks spread across the Jabodetabek, Surabaya, Semarang, Bandung, Solo, Yogyakarta, Bandar Lampung, Medan, Palembang, Banda Aceh, Panakukkang, Malang, Kediri, Pasuruan, and Banyuwangi areas.

For further information please contact:
PT BANK BCA SYARIAH
Department of Economic, Social & Environmental Sustainability Management, Corporate Communications and Secretariat

Adress     : Jl. Jatinegara Timur no. 72 Jakarta Timur 13310
Phone      : (021) 850-5030 ext 1215/1216
Fax         : (021) 850-9959
E-mail      : bcas_humas@bcasyariah.co.id

 

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